香港首家新成立的數碼銀行推出試行優惠存款利率

1月13日報道,原計劃中安銀行(ZA銀行)在香港開設的八家公司的數字一個銀行已開始試運行。作為香港第一個新的數字銀行,中安銀行6%的折扣前期存款利率“選擇”一組儲戶出來。值得注意的是,這是比利率彙豐銀行和渣打銀行等知名銀行提高3個百分點。

彭博社認為,雖然很多人懷疑這種利率能否長期維持,但眾安銀行這一利率是一種警示,香港規模達4100億美元的本幣定期存款業務將會面臨競爭。

利率頗高

在香港,數字銀行,也被稱為虛擬銀行,本質上類似於傳統的零售銀行服務,可以自行吸收存款和貸款,但它們不需要設立實體分行,從而降低運營成本。

出糧戶口優惠比較:中國建設銀行(亞洲)出糧增值服務,助您輕鬆月月賺息。由即日起至2019年5月31日,選用「出糧增值」服務,尊享高達額外3%活期存款年利率及高達港幣2,000元獎賞!

2019年3月,香港金融管理局批准LIVI VB有限公司,SC數字解決方案,公安資本公司虛擬虛擬銀行牌照,然後再在四月和五月批准Welab數碼有限公司,螞蟻商戶服務(香港)有限公司公司,義豐,金融洞察力,和平一到五家公司占據虛擬銀行牌照。

據香港金管局透露,目前仍有多家機構有意申請虛擬銀行牌照,虛擬銀行已獲牌照,預計將於2020年上半年開業。

2019年12月,作為香港首家數字銀行,鍾安銀行開始試運營。據知情人士透露,該行提供的3個月期港元定期存款利率為6%,上限為20萬港元。這些賬戶最初設定利率為2%,但對特定客戶最多可提高4%。

該公司的網站上說,該行還計劃提供最多達50個客戶的存款利率6.8%,港元存款的最大額$ 100,000。

相關文章:

多數外國銀行存款利率跟隨市場的浮動頂端

外幣存款利率飆升澳元存款利率高達年息7.5%

銀行上調存款准備金率抵押貸款利率已縮小恐懼

南方客商通過本外幣存款利率優惠促進外幣保值

有爭議的存款利率下調:4年不調整是時候了嗎

Adopt business intelligence to promote the digital marketing strategy of enterprises

As the amount of data available for analysis continues to rise exponentially, marketers must use sophisticated tools to make informed decisions. That’s why more and more marketers are turning to business intelligence. With the help of the latest business intelligence tools, marketers can analyze a large amount of information in minutes and turn it into a comprehensive and easy-to-understand report.

Before the digital age, marketers had few sources of information. Most sources of information lack the ability to provide important insights into marketing activities. Sometimes companies have to rely on their own intuition or guesswork to execute pr campaigns, which has proved helpful in a few cases, but not always. As a result, most marketers experience temporary changes when they use market research and analysis. In the digital world, however, business intelligence has replaced hard factual speculation.

Real-time analysis of data is critical to continuously monitor a company’s marketing activities, as new data will continue to pour in. In the digital world, where even a week’s data will become obsolete, real-time analysis allows marketers to process it in the right time, improve marketing performance, and optimize costs.

You Find Limited Digital Marketing Agency provides a complete range of tools and services from Search engine marketing (SEO & SEM) and Web Analytics to Blogging, Social media marketing

Business intelligence can collect all kinds of information, such as social preferences, mentions, shares and comments. This information gives marketers an important insight into the online behavior of their target audience. There are two types of social analytics tools: web analytics and social media analytics. The beauty of this tool lies in the depth and scope of the information it provides. It provides businesses with many features, such as automation, sentiment analysis and demographic analysis, to help them analyze and improve their online presence. If the company has a dedicated social media Marketing Department, this can be a very good investment (depending on how important it is to monitor the company’s online reputation).

As online data continues to grow at an alarming rate, business intelligence has its place. However, with the adoption of business intelligence, huge amounts of online information can be easily converted into usable reports.

相關文章:

How to enhance your digital marketing strategy

The demand for digital marketing solutions has also grown rapidly in recent years

What kind of digital marketing strategy can win the game

Through technical means to help enterprises optimize marketing resources and develop strategies

What else do you do if you don’t understand digital marketing